Banks often ask young founders for collateral they don’t have.

Thanks to the Credit Guarantee Scheme for Startups, many can now get loans backed by their ideas—not their assets. For more: https://www.ncgtc.in/en/product-details/CGFMU/Credit-Guarantee-Fund-for-Micro-Units-(CGFMU)
Key thought: In today’s India, your idea can be your collateral.
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