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PhD Computer Science student at University College London (UCL) in the MSD lab. Machine Vision/Computational Acoustics guy.

Competition climber and grit lover.

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I think you mean £20 billion for that latter figure. This is largely because a significant amount of assets are held in ISA's (£20k a year contribution per person allowed) , or via personal property which is capital gains exempt or in a pension which is again, capital gains exempt.

Thus only the wealthiest are outside these boundaries, and they often will not liquidate holdings until their death to pay inhertiance tax, or in trusts which will liqudiate over decades as they can pay inheritance tax over a very long period.

This is not to mention the large amounts of off-shore holdings.

Almost certainly a large amount of support staff, so management/HR/IT etc... Then you've got your customer account managers, sales, lawyers/finance etc.... Given they do an insane amount of B2B and government sales I can see this being easy to reach tbh. Governement contract processes require an insane amount of bureacracy and negotations.