Preaching to the choir here. I think crypto is a scam. But I don’t control what my spouse does with their money. We largely keep our finances separate because we have such different investment philosophies.

Decided to use the holiday weekend to get a jump start on my taxes. Turns out my “crypto bro” spouse realized 6 figures in capital gains on a coin. Guess I have to claw back my Roth IRA contribution from 2025 because that puts us over the income limit.

I don’t think I can do the backdoor Roth because I have existing Trad IRA contributions from before I got married. My 401k only accepts rollover funds and not direct contributions to an IRA, so I think the pro rata rule is going to bite me if I try. Not sure if it’s worth the tax hit to convert my existing funds to Roth or not to open up the backdoor as an option.

Sooo close to an $X00,000 milestone invested! Come on markets…do your thing!

Hopefully with my paycheck contribution and if the market keeps creeping up, I might be able to hit it by the end of this week.

Having said that, I apologize for the massive dump the market is about to take to prevent me hitting this milestone as hoped.

Good God, this takes me back to middle school when we were obsessed with this song/chant/animation (what even was it?)

Based on the second one, you must work in IT. I swear every IT person I’ve called has this super power

I’m really, really good at peeling oranges with my bare hands (or at least I used to be in grade school when all my friends would make me do it for them). The problem is, I hate the taste of oranges so I never use this power.

Reminder: This is why we don’t panic sell.

It hurts itself in its confusion

I download books from my library to my kindle. It goes through Amazon though, so I assume I am also impacted by this BS.

Wondering if I’m being penny wise, pound foolish here.

Just took a 9 hour drive to another state. Route 1 has a portion of the road that is a $6 toll. Route 2 detours around the toll, but adds 20 min of drive time. I went with route 2, but am wondering what others might say.