I'm building an addition to my house and I use AI to visualize parts of it, which helps me plan efficiently, and I use it to answer questions about skills that I only have a little bit of experience in. I'm saving a ton of money and developing skills, so I count that as benefiting "the average Joe." I admit that I'm a programmer, but I'm using this as an example because it's helping me in an area in which I have little expertise, which applies to everyone.