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Wait, are you perhaps saying that... "it depends"? ;-)
Every single reply in this thread is someone sharing their subjective anecdotal experience..
There are so many factors involved in how work pans out beyond planning. Even a single one of us could probably tell 10 different stories about 10 different projects that all went differently.
> There is also, of course, no health insurance benefits to worry about.
Uhh, we don't have universal coverage for everything health up here, we still have private benefits that our employers pay for as part of our compensation plans.
Life insurance, dental, vision, prescriptions, physio, mental health, critical illness etc..
It might be less than in the US, but it's not "no health insurance benefits to worry about".