Here is where I stopped diving into this absurd tax-system.

But we have things like "sub-tractable gifts, mortgage interest subtraction, work-with-subtraction" and this list goes on and on...

And I didn't even talked about all the "subsidy"'s (Tax money you can ask for for 101 reasons. For example your amazing high rent).

But my conclusion is; This tax system is broken. And I will have to pay too much tax, even after all the "discounts" without coupons...

One of last ones I will dive into is "Zelfstandigenaftrek" aka "Independent discount".
If you have some company (freelance for example) and make more then 1225 hours a year on that company (billable and all other work-related stuff), you can subtract €2.470 from your taxable income.

If you're also a "starter" (started a company in last 5 years, an you can use this discount coupon 3 times) you can subtract another €2.123 from your taxable income.

Info:
https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/zakelijk/winst/inkomstenbelasting/inkomstenbelasting_voor_ondernemers/ondernemersaftrek/zelfstandigenaftrek1/zelfstandigenaftrek

Then dive into business/freelance tax-discounts! Yeah, more discounts!

Then you got "MKB-Winstvrijstelling" if we didn't have enough "vrijstellingen".
This seems pretty easy; Just take your profit, calculate 12.7% of that and you can subtract that from your profit.

But.... If you earn more then €76.817 you get less discount. At this point I don't understand much from it all, I'm not a finance-guy. But AFAI understand you then only get 12.02% discount.

Info;
https://www.belastingdienst.nl/wps/wcm/connect/nl/aftrek-en-kortingen/content/afbouw-tarief-aftrekposten-bij-hoog-inkomen

For the "algemene heffingskorting" you have this;

1. Income till €28.406 => You can subtract €3.068 from your tax-able income
2. Between €28.406 and €76.817 you can make some nice calculation for your discount; € 3.068 - 6,337% x (income-total - € 28.406) = your discount price
3. From €76.817 -> Sorry, no discount for you!

Only this seems ridiculous. But there is more... Freelancers have more discounts in more awesome ways! Next post in this thread incoming....

Info:
https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/prive/inkomstenbelasting/heffingskortingen_boxen_tarieven/heffingskortingen/algemene_heffingskorting/tabel-algemene-heffingskorting-2025

But in the Netherlands we have "Tax" discounts! Run to your local tax service to get this discount! (No jokes, everyone gets the discount!).

Let's start with the first;
"Algemene heffingskorting 2025". This one is for everybody that is earning income from work (or renting a house?).

For this discount there are also 3 boxes to get in.
But in this discount you just get the discount for the box you fall in.

First of all; We have 3 "tax-boxes" in the Netherlands.
1 - Income till € 38.441 - 35,82%
2 - Income € 38.441 till € 76.817 - 37,48%
3 - Income from € 76.817 49,50%

For example when you earn €50000
They calculate like; Your first 38.441 euro's will get taxed in box 1. Then the next €11559 will get taxed in box 2.

First step of the complex Dutch Tax system. But there is more.

More info about this step;
https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/prive/inkomstenbelasting/heffingskortingen_boxen_tarieven/boxen_en_tarieven/box_1/box_1