I agree that the consequences are greater.
There seem to be at least two perspectives on whether wealth makes you different:

1. In 1926, F. Scott Fitzgerald wrote that the rich “are different from you and me,” and Ernest Hemingway supposedly retorted, “Yes, they have more money.”

2. Kurt Vonnegut's obituary for Joseph Heller...

True story, Word of Honor:
Joseph Heller, an important and funny writer
now dead,
and I were at a party given by a billionaire
on Shelter Island.
I said, “Joe, how does it make you feel
to know that our host only yesterday
may have made more money
than your novel ‘Catch-22’
has earned in its entire history?”
And Joe said, “I’ve got something he can never have.”
And I said, “What on earth could that be, Joe?”
And Joe said, “The knowledge that I’ve got enough.”
Not bad! Rest in peace!”

Or, as Cyndi Lauper sang it, 'Money Changes Everything'

I'm of the latter persuasion, that wealth influences one's personality in important ways.