Perfection is achieved, not when there is nothing more to add, but when there is nothing left to take away - Antoine de Saint-Exupéry

If you're efficient, you're doing it the wrong way

Good news comes from compounding, which always takes time, but bad news comes from a loss in confidence or a catastrophic error that can occur in a blink of an eye

Ninga bridge

Seventh cure: to cultivate your own powers, to study and become wiser, to become more skilful, to so act as to respect yourself.

Sixth cure: Provide in advance for the needs of your growth age and the protection of your family

Fifth cure: Own your own home

Fourth cure: Guard your treasure from loss by investing only where your principal is safe, where it may be reclaimed if desirable, and where you will not fail to collect a fair rental.

Third cure: to put each coin to labouring that it may reproduce its kind even as the flocks of the field and help bring to your income, a stream of wealth that shall flow constantly into your purse.

Second cure: Budget your expenses that you may have coins to pay for your necessities, to pay for your enjoyments and to gratify