Wise has been mentioned and I would also recommend. HOWEVER, remember that money held by them isn’t insured the same way as at a bank. For instance, I would put money in for long enough to have an auto transaction when an the interest rate is what I want to then send on to my French bank account but I wouldn’t simply hold cash longer than necessary. Also useful if you get their debit card so you don’t need to take out cash in different currencies on a trip. You can transfer the money within “accounts” on the app and then use debit card to draw from appropriate one. Fees have always looked fair when I did comparisons.
(Also note that US requires foreign bank accounts with holdings greater than $10,000 to be declared yearly around tax time.)
I think they should be separate. Like if a woman gives birth twice in one year (ow) that would be two visits.
Can width of bars be changed based on number of visits? The pregnancy related ones probably skew the data. I know pie charts are terrible but could they be useful in this case?
I believe there’s studies showing that fewer handoffs lead to better patient outcomes.
I know people who prefer 12 hours shifts. My partner is scheduled for 7-7:30 shifts. Including a half hour lunch break, that means there’s a 30 minute handover window while still working 12 hours… in the end they get paid for when they are clocked in/out and not when they are scheduled.