Local Notetaker for meetings
Local Notetaker for meetings
Each has their place. I use Pixelmator, Affinity Designer, Sketch, and occasionally Gimp and Photoshop. Canva is really good at doing things like throwing together a flyer. I used to create social media posts for a pre-school and Canva was super easy to create templates that lay folks could edit. Virtually no learning curve.
Affinity is my vector tool of choice currently but these space seems to be a field with lots of options.
Noob Question. Under what riding/trail conditions would I want to adjust my suspension?
My suspension has Pedal Lock Out and Low SPD. When would I want to have pedal lock out and what’s the advantage of the Low Spd settings? I just upgraded from an entry level hardtail to a used carbon fiber XC bike I picked up for a steal. All the components are much nicer than what I had before. My goal now is to get fast on flowy trails. I’m not a gear head and mostly just want to have fun while exercising.
I bought at the peak myself to have stable housing while raising kids.
If house prices just stayed flat until wages caught up and then only increased similar to match wage increases (not inflation) that might be a reasonable compromise between the middle class who have a house and don’t. Those who own will still be paying down a mortgage so increasing your equity that way without being decimated if you have to move. Unfortunately at this point, that could take awhile before wages caught up.
I’m not arguing in favor for house prices going up but just wanted to point out how a lot of people use the value of their home. You can pull out money from your house and your interest payments don’t change when the value of your house goes up.
I’ll give the example of my neighbor. They bought their house 10 years ago at about $250k. Interest rates were around 4.5%. We’re in a location that got really hot during the pandemic and the house value jumped to about $700k. At that moment, they had the same payments as 10 years ago. Then interest rates dropped down below 3%. His balance on the original mortgage is probably about $175k and now he refinances the house with a mortgage of $325k, pays off the old loan, and pockets $150k out of the house. But due to the lower interest rates, his payment is the same as it was 10 years ago. He just has $150k in his pocket. Meanwhile, I’m the schmuck who had to buy the identical house at $700k at 5% and pay 3x for the same house.
Something like Hey.com
I like the idea of Hey.com [http://Hey.com] but honestly, I struggle with the idea of paying $100/year and I’ve had my Gmail since 2005. It’s almost like an archive of my life. Are there any systems, apps, or something similar to Hey that don’t require me to leave Gmail? I know I could do Gmail forwarding within Hey but thought I’d just poke around first.