There is also this:
You can get the digital card if your Wise account has a registered address in Australia, Brazil, Canada, the EEA (European Economic Area), Japan, Malaysia*, New Zealand, Philippines, Singapore, Switzerland, the United Kingdom and the US*
*You can only get a digital Wise Multi-Currency Card for your Personal account, not your business account, if you live in Malaysia.
Great advice and I would like to add to this, if you need something easier to run for VMs, go Fedora Server rather than proxmox. If you find your use case needs a bit more complexity, then go proxmox.
I personally found that proxmox was an overkill for what I wanted out of my (old laptop) server.
I believe zen is not available on android or iOS yet.
Zen is available for macOS, Windows, and Linux.
Do you mind sharing what the issues were/was?
I’m the pool of people where my computer “just worked” when installing Bazzite.