For a Whole Life Policy, did you know you can get $100,000 guaranteed Death Benefit for as little as, starting at age:
- 20yrs: $69.17/mo
- 30yrs: $107.34/mo
- 40yrs: $179.25/mo
- 50yrs: $301.17/mo
- 59yrs: $488.59/mo
Get your free quote at inzse.com
Conditions, like current health, Apply.
For a 10 year term, did you know you can get $100,000 guaranteed Death Benefit for as little as, at age:
- 20yrs: $33.03/mo
- 30yrs: $35.84/mo
- 40yrs: $53.09/mo
- 50yrs: $112.00/mo
- 59yrs: $252.59/mo
Get your free quote at
https://inzse.com/Conditions, like current health, Apply.
INZSE - Life Insurance
Valentina R. Practical Life Insurance Advice You Can Count On. A Guaranteed Death Benefit is a great way to secure your loved ones' futures. Many employers provide up to two times your salary as a benefit, but most families get additional coverage. Sometimes, it's only for a 4 Year Term, during critical development years. While
For a 4 year term, did you know you can get $100,000 guaranteed death benefit for as little as, at age:
- 20yrs: $12.92/mo
- 30yrs: $13.92/mo
- 40yrs: $21.25/mo
- 50yrs: $46.92/mo
- 59yrs: $111.50/mo.
Get your free quote at inzse.com
Conditions, like current health, Apply.
Final Expense Insurance guarantees your loved ones cash right away for funeral and other end of life expenses.
It's great because it's instant, where any inheritance can be delayed for some time.
Coverage is usually for $2,500 to $10,000 depending on what your wishes are. It costs as low as $3/mth to as high as $90/mth depending on how old you are and how much coverage you'd like.
Most Employers payout one to two times your salary to your beneficiary in case of death but, most families require much more.
$13/mth for an additional $100K coverage*
$65/mth for an additional $500K coverage*
*Get a free quote for an additional $100K to $2M of coverage today
The majority of “family-owned” private businesses do not transition down to the next generation, primarily because of a lack of planning. Even where the children might be willing to take over the business, a lack of proper preparation can result in the business failing before any transition can be affected.
Many business owners consider their business to be their legacy: to carry on their reputation and identity beyond their working lives. And many of those would like to see the business eventually taken over by their children. This is true whether those children are indeed children, perhaps currently preschoolers, are in university, or are currently (or prospectively) employed in the business.
At the outset of a new business, simple survival is often the immediate goal of the business owner(s). Once the business gets through the first year or two and has established itself, the goal of the owner(s) shifts from survival to profitability and growth. Whatever else their motives, business owners are in business to earn a living: for themselves, their families and their employees. Among the many factors that contribute to profitability is business continuity.
The needs and goals of business owners that require protection are, similar to those of individuals and their families. That is because the “business owner” does not exist in a vacuum: he is both an individual and family member. The goals for the business/business owner translate directly into individual goals:
▪ Business profitability (income protection);
▪ Business succession (capital protection);
▪ Sale at fair market value (protection of estate value).
Health issues in the senior years can bring expenses that deplete retirement and estate assets. The Canadian Life and Health Insurance Association reminds us that, a place in a long-term care facility generally costs from $900 to over $5,000 per month. It all depends on the funding offered by the provincial plan. Critical illness and long-term care insurance can provide benefits to offset much of these costs,permitting the senior to maintain the value of his estate, to pass on to his heirs.
