Love me a good book launch. Out and about in London’s famous West End with my pal Dominic Frisby whose new book “The Secret History of Gold” is out today 👏🏻
Dave "ID is the New $$$" Birch
@dgwbirch@techhub.social
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New on the not-a-newsletter... Stablecoins are Mainstream https://dgwbirch.substack.com/p/stablecoins-are-mainstream
Stablecoins are an opportunity for banks, no doubt. I am fond of quoting Brendan Greely from the Financial Times on this. He said:
There's nothing inherently dodgy about stablecoins. But there is something inherently dodgy about banking, which is why countries build elaborate regulatory regimes to protect deposits.
Spot on.
UK watchdog warns of rise in fake FCA scams https://www.finextra.com/newsarticle/46499/uk-watchdog-warns-of-rise-in-fake-fca-scams?utm_medium=newsflash&utm_source=2025-8-27&member=36853
"Financial Conduct Authority is warning consumers to be on the look-out for fake FCA scams"
BBC Radio 4 - Money Box - How does money work in prison? https://www.bbc.co.uk/programmes/articles/Xt7KRWJktjm6YmH85PbsJV/how-does-money-work-in-prison
Britain leads the world in a new global business—a criminal one https://www.economist.com/leaders/2025/08/21/britain-leads-the-world-in-a-new-global-business-a-criminal-one?giftId=ae11cf7f-023e-447c-8157-01e417094dc3&utm_campaign=gifted_article
"Britain accounts for 40% of phone thefts in Europe."
Why? Any theories?
Quite enjoying the BBC’s new series “King and Conqueror” about the early failed stop the boatspolicies of Harold Godwinson.
New of Forbes: Fintech On The Front Line https://www.forbes.com/sites/davidbirch/2025/08/25/fintech-on-the-front-line-we-need-more-innovation-more-resilience/
We do not have the luxury of preparing for some future conflict, because the cuberwar is already here. This is precisely as the great media theorist Marshall McLuhan predicted. In Culture is our Business, written half a century ago, he said that “World War III is a guerrilla information war with no division between military and civilian participation”.
This is why we in the fintech world need to bring innovation to resilience.
Why beautiful people who don't exist are invading your social media https://www.dailymail.co.uk/news/article-14972199/The-dark-rise-AI-influencers-beautiful-people-dont-exist-invading-social-media.html
"To get around the sheer inconvenience of other human beings"...
End times.
Surge in ‘money mules’ raises concern at UK financial watchdog https://www.ft.com/content/6f517e05-0561-442f-842f-72eba8d125f3
"57 per cent of the funds flowing through money mule accounts exited via the UK’s Faster Payment system to other accounts and 20 per cent by value went to a single digital finance firm, which was unidentified."
Unidentified? Anyone want to hazard a guess?
Read (for money) "The Dawn of A-Commerce" https://gems.fourdotpay.io/articles/the-dawn-of-a-commerce and then send me feedback on the presentation, process and price.
