@annika Assuming that is personal as an American I would be pissed. I sure hope that crap doesn't make its way over here. Some banks do charge fees if you don't maintain a minimum balance or overdraw your account, or if it is a business account. The only time you might see ATM fees here is if you use an ATM that doesn't belong to your bank and it is like $3-5. Just seems crazy.

@mintyfresh It is a shame and at the same time I see the appeal for doing short term. Less likely to have your rental property damaged by tenants and obviously you can make way more money. I do think regulation is the only way to level the playing field though. I mean in this area where there's few decent jobs there's not really anything good to rent. Either it's a single wide trailer with rotting floors or places you can't afford.

@mintyfresh I kind of wonder what middle class actually is anymore. But no, even if I could get a home loan that would be way too expensive. One thing I see around here, which is a rural area in the mountains, is that people from Florida will buy up homes, cabins and do short term rentals which has caused a housing shortage in the area. I mean I get why people would rather do short term rentals than leasing it long term but overall it creates a shitty situation that causes people to leave.