A guide to finances: securing the foundation

Intro Around 7 years ago I wrote “A guide to finances” which some of my friends found helpful. Now, everyone is likely at a different point in their lives, so I thought I’d write the follow-up. General overview Write down what your ideal life looks like and calculate how much that would cost per year. Let’s call that THE_GOAL. Once you have THE_GOAL, divide that number by 0.04 to get how much you’d need to be completely financially independent. If you’re risk-averse, divide by smaller number (0.0375, 0.035 or 0.03) instead. Once you have that amount, invest it into the market with 80% of it going to stocks, and 20% going to bonds (you can use 85-15 as well).

Cost-Aware Architectures for Viewers like You

From constant firefighting in their tech operations, PBS faced the challenge of delivering cost-effective services while staying true to their mission. Mike shares how they shifted to fireproofing their systems, re-architecting for resilience, and cultivating a culture of frugality to better serve viewers like you.

SineRider

A game about love & graphing

RubyMonk - Interactive ruby tutorials to learn Ruby

How I use AI (part deux)

Adding to my list of what I’ve used AI (read as “LLMs”) for. For my previous post, click here. Travel-related ChatGPT was quite helpful answering questions about the areas I was visiting in Europe. For example, I was confused by all the buildings and names, and seeked help in the form of the question: “What was the Domus Flavia part of?”. ChatGPT answered that it was Domitian’s palace, which among other things included a basilica.