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Thoughts? I have to admit I've been nervous about this for a while now, with "once in a generation" events happening on a seemingly yearly basis, I started saving for retirement in 2019 and it seems like things have essentially traded sideways since then - my accounts are barely worth more than the money I've put in to them. The article is quite gloomy.

Your ‘Set It and Forget It’ 401(k) Made You Rich. No More. — WSJ

> For four decades, patient savers able to grit their teeth through bubbles, crashes and geopolitical upheaval won the money game. But the formula of building a nest egg by rebalancing a standard mix of stocks and bonds isn’t going to work nearly as well as it has.

https://apple.news/ALIq1vFwPSw2pUEToeulTug

Your ‘Set It and Forget It’ 401(k) Made You Rich. No More. — The Wall Street Journal

Stock-and-bond portfolios that worked for the past 40 years aren’t ready for what’s coming

testing

Split, ortho, ergonomic keyboards available premade with low profile switches?

I've been speaking to our VP about keyboards - he was curious about the boards I had lying around and mentioned he's looking for something lower impact, as he suspects he's starting to get arthritis. He types a *ton*, it's basically his entire job to write proposals and emails....

https://kbin.social/m/mechanicalkeyboa[email protected]/t/470131

Split, ortho, ergonomic keyboards available premade with low profile switches? - mechanicalkeyboards - kbin.social

I've been speaking to our VP about keyboards - he was curious about the boards I had lying around and mentioned he's looking for something lower impact, as he suspects he's starting to get arthritis. He types a *ton*, it's basically his entire job to write proposals and emails....

testing

What light (~55g) linear switches are out there that are decent that would go with a black/red build?

I'm doing a black/red TKL build for the Milkyway Half-Blade keycap GB that should be delivering by the end of the year. I've never done a full aesthetic match on a build before - I've got a custom red ano aluminum plate on order and I'd like the switches to match too, at least for initial build+photos. I'm mill-maxing the board...

https://kbin.social/m/mechanicalkeyboa[email protected]/t/452318

What light (~55g) linear switches are out there that are decent that would go with a black/red build? - mechanicalkeyboards - kbin.social

I'm doing a black/red TKL build for the Milkyway Half-Blade keycap GB that should be delivering by the end of the year. I've never done a full aesthetic match on a build before - I've got a custom red ano aluminum plate on order and I'd like the switches to match too, at least for initial build+photos. I'm mill-maxing the board...

I think your math is assuming FFLDX is 100% domestic stock, but according to the Fidelity research page it's ~55% domestic stock, ~35% foreign stock, ~10% bonds so it actually very closely mirrors my Roth distribution (totally accidentally however... I actually hadn't looked at it before today, I just knew the returns were only about half of the S&P500 over any given period of time).

https://imgur.com/a/Rfl38fF

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testing something

Haven't been able to post to other servers for a long time now

I have been trying to make threads on wayfarershaven.eu, lemmy.ml, beehaw.org and lemmy.world. For weeks. Comments work but links/photos/posts do not. They obviously never actually make it to the instance... sometimes I can delete them, sometimes I can't.... #kbinMeta

https://kbin.social/m/kbinMeta/t/410323

Haven't been able to post to other servers for a long time now - /kbin meta - kbin.social

I have been trying to make threads on wayfarershaven.eu, lemmy.ml, beehaw.org and lemmy.world. For weeks. Comments work but links/photos/posts do not. They obviously never actually make it to the instance... sometimes I can delete them, sometimes I can't....

What is the makeup of your retirement accounts?

What are you invested in? Target date funds, ETFs, individual stocks? Do you think of your portfolio as aggressive, neutral, or conservative?...

https://kbin.social/m/personalfinance@lemmy.ml/t/409881

What is the makeup of your retirement accounts? - personalfinance - kbin.social

What are you invested in? Target date funds, ETFs, individual stocks? Do you think of your portfolio as aggressive, neutral, or conservative?...