This is something I ask frequently. Who’s buying 2 or 3 year old used cars? If the previous owner didn’t like them after 2 years why will you?

The 10 year old used cars for $3000 total is where it’s at.

Your bank will certainly implement this

My brother in Christ, it was 2020 before my bank supported passwords longer than 8 characters. We have 30 or 40 years before we need to worry about the banks.