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Ok. Case closed then.

And windows actually runs better in a VM than on baremetal.

Please elaborate how you arrived at this conclusion.

See the second half of my comment.
You can invest in international markets if you think the US market is doomed. Still not a reason not to save. The bigger problem is that so many people simply can’t afford living expenses AND saving for retirement.
Ain’t no business like Cho business.
Scooter brother!
I find your lack of documentation disturbing.