According to a commercial I keep seeing, if I get my car insurance from a certain provider (which I don't) and install their phone app, it will automatically detect if I'm in a collision and presumably dispatch help. Very nice of them. And what other information are they gathering and reporting?
(In general: if you need to submit claims so often that a phone app would be a significant convenience, you're about to be declared an uninsurable risk).
(In general: if you need to submit claims so often that a phone app would be a significant convenience, you're about to be declared an uninsurable risk).