Agree that having a credit card and using it is a good thing to build credit, which is important – thank you for clarifying. I intended only to suggest that carrying a balance month to month is very expensive, as you articulated.
Some miscellaneous truths that have served me well as a guy doing reasonably okay in life:
Reading books is good for your brain
Exercise is good for your body – the gym is a game that anyone can win over time
Friendships come from shared interest, activities and experiences over time. Go do stuff in real life.
Don’t carry credit card debt. Save money if you can. Get a handle on basic finances
Pick something to do, try your best, and pivot to something new if you decide that’s not for you. You often learn what you do want by discovering things that you don’t want.
Pushing yourself out of your comfort zone leads to personal growth.
Most things seem hard at first, everything gets easier with reps.
Hope that helps!
Not just Trump! Numerous political, social and business leaders. Turns out human trafficking and raping children is quite popular if nobody does anything about it. Let’s find out more by demanding the release of the Epstein files and hold terrible people accountable for their crimes.
We should definitely talk about this embarrassing blunder instead of the ongoing concealment of the Epstein files!
Epstein wasn’t great for kids’ health either. We should find out who his friends were!
Wonder if the Epstein files are thick enough to stop a bullet
What a great talking point from Mr. “Flood the Zone”. Let’s all focus on that instead of the Epstein files!
Dang – we should probably all talk about that guy instead of the Epstein files
Wonder if they know about the Epstein files 🤔