I say 1% as hyperbole as while I can’t say what portion it is, it’s small and shouldn’t be a show stopper.
Other than in very rare circumstances, unless the govt. or your employer is paying your rent, buying should NEVER be worse than renting. The fact that more and more people don’t even have the option, even when a mortgage would actually work out way cheaper than rent, is insane. I don’t know the US market, but where I live a mortgage is cheaper or about the same as paying rent, after insurance & maintenance, basically everywhere.
Taxes on the purchase are a 1-off cost that might add up to a few month’s rent, it stings but it doesn’t change the math. Sure you have to pay interest, but at least a portion of your repayments is going permanently towards your financial future. Paying rent you may as well be handing that money your landlord and watching them burn it for all the return you would ever see from it. There’s no scenario where paying rent very long term should be better for anyone.
Unregulated capitalism places all of the power in the hands of the wealthy. Even with the amount of regulation in place, the last 4 decades has irrefutably proven that. The transfer of wealth from the bottom 95% to the top 5% has has been insane.
The only reason we need so much regulation is because people are garbage and if they can gain something for nothing, they will. You cannot consider the pure idea of capitalism without also considering the reality of human nature, that it is inherently going to create a pyramid scheme like situation where the top transfer power and wealth to themselves in the largest quantities they can, in spite of pesky things like laws and taxes.
What's the best way to find instances and communities?
So, yes, I am a reddit refugee. I have played around a bit in lemmy with liftoff & lemmy.world and so far it’s great. What I’m really curious to know is what is the best way to to find active communities & join them? If I wanted to find the most active Warhammer40k community, where would I start? If it is on a different instance, can I still (in theory) fully interact (view, upvote, comment, post) with that community by subscribing to it from my lemmy.world account in liftoff? If they have in some way federated/blocked lemmy.world, could I create an account directly on that instance, log into it in liftoff as an alt and swap between my accounts to have full access? If it is 'shadow’banned/blocked/defederated/whatever, how would I tell? Thank you in advance, I’ve really enjoyed trying to be active here so far and everyone has been super nice
I think it’s very tricky to assign this level of real world specific equivalence, because the making you hit/wound/save as a sequence is mostly there to let you roll more dice and interact with more mechanics.
They could replace everything with a formula that results in a single number you need to beat on a single dice fairly easily, and go even more in depth with it, but that’s not very interesting.
Having the roll sequence allows for a lot more “oooooooohhhhhhh” moments without up setting the rhythm of the game and means that each player gets more interaction with abilities and leader buffs etc. And it’s fun to roll lots of dice.
IMO it would make more sense to say that the combination of stats represents the general resilience and armour of a model, but that assigning each step of the sequence this level of specific equivalence is reading to much into it.