I come home from an amazing trip to an email from VISA, letting me know they're increasing their annual merchant fee from $500 to $950, and there's nothing I can do because they've got a monopoly and I need them to have a business.

If Mastercard contact me soon to do the same thing, they will have effectively doubled my fees and I legit will need to make some difficult decisions about my future.

Like, although I'm growing slowly over on my website with my studio members, it's not yet at the point where it's even covering my monthly bills comfortably, let alone anything else.

When I started my website I had to take out a loan to be able to afford the first Visa/Mastercard fee. I've been paying that loan off slowly, but yeah. I can't take out another loan for this one - it's not sustainable.  

I'll have a chat with Husbeard over the weekend -

For now I'll do an update for my studio members and then sink myself into the end of the month page crunch.

TL;DR: I have to pay VISA/Mastercard annual fees because I draw erotica, and CCBill take bigger cuts of my income because I'm considered High Risk for... Drawing Erotica.

Some difficult decisions at the next bridge crossing. – The Comicatrix

Doing morning accounts with a thumb-injured Husbeard
Husbeard losing his mind at my spreadsheet
"Why - what is"
"Oh I merged them"
"Why"
"Because it looks pretty"
"WHY WOULD YOU MERGE THEM"

Currently it looks like Im earning less on CCBILL than my annual Visa fee to use CCBILL - it's close to Zero, like my annual Ccbill income cancels out the fee.

Sooo I'm earning nothing for the privilege to exist to take payment.

Positives: Number Do Be Going Up Every Month.

Reminder: I draw sexy pictures.

Thank you all for the comments and suggestions ❤️ sorry I'm not responding much - I'm making comic pages atm and will do another studio update with my Plan etc in a bit.

Oh bloody hell  an anonymous person bought one of my originals as a "tip" and is asking me to keep it, because they want to just support what I do and there is no proper paypal tip jar for them to use

Thank you *so* much - and Im sorry I can't use a regular tip jar! But it was requested that I add a "tip option" to my shop so they can chuck in a bit extra like that.

I'll look into it. I know woocommerce have that plugin, so I'll see if I can enable it safely.

Thank you again ❤️

The draft of my Plan has been shared with my precious Studio Members:

https://www.jenniegyllblad.co.uk/wp/2026/05/26/lets-plan-that-bridge-crossing/

Just got off a 2 hour zoom call about UK comics and this was waiting for me in my emails:

I'm not looking yet. I need to eat something and hydrate