My bank just emailed me to say that because I haven’t used my two factor auth recently (they only require it for specific actions), they’re disabling it on my account.

What kind of a batshit security posture is that?!!

@s0 And if you still don't do anything, they'll give access to your account to 13 random people?
@matlag only if they know my mother’s maiden name, of course (my mother never changed her name and is an easily googled public figure)
@s0 @matlag for security reasons you should get a new mother every 90 days.