Home - CBSNews.com | What are today's mortgage interest rates: April 23, 2026?

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Mortgage rates have slipped again after climbing to 6.37% for a 30‑year loan at the end of March, with the average 30‑year purchase rate now at 6.12% and the 15‑year rate at 5.50% as of April 23, 2026, according to Zillow; refinance rates average 6.47% for 30‑year and 5.58% for 15‑year terms. Although these figures are higher than the lows seen in early 2025 and 2024, they still represent a noticeable drop from recent peaks, offering borrowers real savings if they shop around—often finding rates half a percentage point below the average—and consider lock‑in options to guard against future volatility. Homeowners planning to refinance should also weigh closing costs and their long‑term housing plans, as these expenses can offset potential rate benefits, and may explore alternative terms such as 20‑year loans to combine lower rates with faster payoff.

Read more: https://www.cbsnews.com/news/todays-mortgage-interest-rates-april-23-2026/

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