US healthcare is so fucked! I just got a bill for $20 for a copay, so I checked the bill, and holy shit...

I have had three doctor visits this year:
- one to meet my new doctor (and get my jabs)
- one to sign paperwork for my chronic condition medication
- and one for lab work for my chronic condition medication

Amount I've paid (this year):
- ~$50 for copays
- ~$600 for visits
- ~$300 for medications

Amount paid by insurance: ~$1070

(which is notably less than the cost of 4 months of insurance premiums)

Amount insurance is still deciding on: ~$3700

Not only have I paid for the insurance, but I've also paid out at almost 50% of the cost of care so far, *and* I could be on the hook for nearly 4x that amount if insurance doesn't feel like paying.

Just saying, I wouldn't have ratted on Luigi.

#US #Healthcare

@alice
We have insurance that “pays”, but choose to do self-pay for our daughter’s care because while it doesn’t apply to the deductible, it saves us $300 a year. We also don’t use our prescription insurance because our choices are Walgreens, which we refuse to use for moral reasons, and a pharmacy that we’d have to drive to another town to use.

But if we have some massive issue requiring hospitalization it’ll be there, after our $13,000 family deductible. 👍