One (more) thing to opt out of:

Freeze Your Data - The Work Number
https://employees.theworknumber.com/employee-data-freeze

As I understand it, payroll whores your salary out to Equifax*, who then pimps it to others

* Yeah, that one: https://en.wikipedia.org/wiki/2017_Equifax_data_breach

Freeze Your Data | The Work Number

You can control access to your data by requesting a data freeze at any time, at no cost. This freeze means many verifiers will be unable to view your data from The Work Number.

I worked for Equifax many moons ago. They had a problem with people taking jobs there that no one else wanted, solely to gain access to their systems and reset their own credit scores. And, for some reason, they couldn’t roll it back once found out. Great company.
How does that work with multiple credit agencies?
No idea, it was back in the mid to late 90’s.