

If you’re not frequently home it’s nice to have a camera feed to make sure everything is okay. I use ESPHome with super cheap ESP32 camera modules personally. The ESP32 cameras have access to the local network only, reaching the internet only via my home assistant installation which I’m in control of. They don’t have any capability to record on their own and unless I’ve enabled the alarm no amount of motion can trigger them to record.
I once caught management entering my apartment unannounced while I was out of town as a result of them. I had a very angry call with the leasing office over that.
You didn’t watch the video, did you?
one thing he discusses is that having ANY cameras, even completely local and totally under one’s own control, can be a liability for insurance claims
I’m struggling to think of a situation where having cameras will help you, the homeowner, with insurance claims. Let’s say someone fakes a slip and fall on the sidewalk out front of your house. Sure, your camera may prove they faked it. However, you’re not going to be the one actually paying that claim. Beyond the deductible, it won’t actually keep money from leaving your pocket.
But there are plenty of cases where having a camera could result in the denial of a claim. Introducing video of yourself to an insurance claim opens up a can of worms of intentionality, negligence, and liability. And insurers will look for any flimsy excuse to rule a claim is not covered.
At best, having cameras lets you avoid an insurance deductible from someone filing a fraudulent claim against you. But on the downside, it may result in entire claims being denied that you would otherwise have coverage for.
Often it’s not just a deductible, but increased rates after the claim.
You can also just not provide the video, especially if your system is local. Just like you don’t tell someone that purposely brakes in front of you to cause an accident, that you have a dashcam. You tell the cop after the other person lies to them and gives their fake story.
The insurance company would need to know that you have video in the first place, and then request that specifically. Last I checked they don’t usually give discounts for having video surveillance systems, so there is no reason to let them know it exists.
What I find fascinating is that he said you can just get a wireless camera that encrypts and stores to an SD card if you want a camera.
I just spent two hours looking for such a device and as far as I can tell, unless you’re looking for a 1080p spy cam, nothing exists. All security cameras either need WiFi to setup or have cellular connectivity. There are PoE wired options with DVRs, but no battery powered just sit there and record options.
Not sure about encrypted storage on the SD card, never heard of that.
However, reolink can be setup with the app once then connected to a VLAN that has no internet access and connects only to home assistant. Then you access the camera with home assistant only.
Requires technical knowledge to setup, but reolink cameras work well in this setup.