Credit Card surcharges will become a thing of the past soon.

So rather than a surcharge, University of Sydney Business School professor Fei Gao thinks the item itself will now be more expensive.

"The business, they need to survive as well. They can't absorb the fees by themselves, so they will certainly pass it down to the customers," she said.

That bank fee should always have been part of the cost of business reflected in the price of goods and services.
https://www.abc.net.au/news/2026-03-31/rba-surcharges-debit-credit-new-reforms-october-2026/106500064

RBA to remove surcharges on debit, credit cards and card networks

The removal of surcharges on debit and credit cards is one of the sweeping reforms from the Reserve Bank.