Sites that require me to sign in with a "username" that is different than my email address:

What the fuck is wrong with you?

Seriously, I had a credit union try to explain to me that it's "for security reasons", and when I pressed, tried to assert that the username was an ADDITIONAL FACTOR in their "MULTI FACTOR AUTHENTICATION".

🤦‍♂️

"Something you know, something you have, and something not even you remember" maybe.. 🤪