R.L. Dane 
🍵 
Any thoughts on #CreditKarma or alternatives out there?
I used to like using it, but now that it's owned by Intuit (a company I despise), I'd rather look for alternatives, or just do without. XD
Joe Steinbring 
@rl_dane If your goal is just to make sure nobody is using your identity to sign up for a credit account, I would freeze your credit reports with Experian, Equifax, and Trans Union. If you need to buy a car or sign up for a credit card, you can do a 48hr thaw, go ahead and do it, and let it refreeze. It's free to do, and the way I heard it put, if you can't sign up for new credit because of the freeze, somebody pretending to be you can't either.
I was mainly using it just to get an idea of where my credit was at.
@rl_dane If you are concerned about the credit score itself, there is the vantage score and the fico score (which are very different from each other) and most banks offer one or the other for free through their member portals. You might have that available to you already without realizing it. I have that available in multiple places. Once you set up your accounts for the freezes, they will start sending you notifications when the score changes and the reason why it changed.
That's a good idea. I'll have to ask my local banker if they offer services like that, thanks! :)