Asked LA Fitness to cancel my membership, they offered to freeze it for $10/month instead

https://lemmy.today/post/49865820

When setting up my LA Fitness account, I used a virtual card so if they try and pull any shenanigans like this the card cane just simply cease to exist. Many credit cards offer this as a feature, and if not, privacy.com does this as well
So this is why some gyms like mine are now doing discounts for using a checking account. I wondered why that was when I set up my account last year.

Nah there’s legitimate reasons to do that. Banks don’t charge the fees that credit card companies do.

Also, you can have your bank refuse payment, anyway.

I didn’t know that was a thing but makes sense. Do banks have a similar name to it like credit cards have chargeback?

That makes sense on the fees, I had forgotten the fees they get charged for processing plastic.

Yeah it’s a stopped payment. Checks or bank accounts.