The system works as intended, if you make the right choices. Interest rates no problem...
https://www.deepcutnews.com/p/exclusive-rba-governor-buys-2m-home
Exclusive: RBA governor buys $2m home in beach town as Australians suffer rate rises

Land registry records show Michele Bullock settled the property on March 17 – the day of the last rate rise

Deepcut News