🚗 CAN YOU KEEP YOUR CAR IN BANKRUPTCY? Usually YES — here's how!

One of the biggest fears about bankruptcy is losing your vehicle. The reality? Most of our clients keep their cars.

Here's what you need to know:

✅ CHAPTER 7: You can keep your car if you're current on payments AND the equity is within Virginia's exemption limits ($6,000 or $2,000 for a vehicle used for work)
✅ REAFFIRMATION: You sign a new agreement to keep paying — and keep the car
✅ REDEMPTION: Pay the current market value in