Well there is an off toggle.

You still pay for it 🤷

How so? You can avoid buying games with yhis feature

You pay for hardware that’s capable of doing this. Even if you don’t use it, you still pay for it.
It’s like when you buy a car like a Tesla, that has features locked behind a subscription. The hardware is there and you can be damn sure you’ll pay for it upfront, even if they make you rent it.