@larsmb Interestingly, I find this compromise not totally off the charts. I'm doing consulting in mobile-banking-adjacent spaces and before that wouldn't believe the hoops scammers can get their victims to jump through. A combination reboot-cooldown-"this will decrease security" does seem sensible.

For power users this mostly means doing this dance early on, once, to get the waiting time out of the way.
(I wonder if it might be possible to just integrate that into the device set up flow.)