BeepWhen the Linux user hears an iOS user say they hate Windows
SatansMaggotyCumFart
SlippiHUDThe whole issue with banking apps must seem strange to people in some countries, and make perfect sense to people in other countries. My whole country rely on a 2FA app made by the banks. It’s in every aspect of society. Buying a bus ticket, booking a time for health care, doing taxes, applying for an apartment, signing contracts, all done with the same banking app. Only people with stallmanesque convictions manage without, with lots of effort. So far that app works on e/os/ and GrapheneOS, but not regular desktop Linux.
2FA is the opposite of a single point of failure though. In order to impersonate you someone has to have access to your authentication device and your master password. There are no passwords to remember or get leaked/stolen, and you still have traditional identification and a physical backup in the form of codes or an authentication device.
In Sweden it’s like a minute of your time to set up a new phone, or at worst a trip to the bank if you lost your authenticator.
It also has a screen showing what information or authorization is being requested so that it’s much harder to get scammed.
It’s a pain in the ass if you don’t have access for whatever reason, yeah. A lot of that could be alleviated by government policies though. I don’t think it should be legal for public services to refer you to their website or app when you’re asking for help in-person. There’s also no laws against businesses refusing cash, and the banks keep removing ATMs, so it’s getting harder to manage without relying on a phone. I like e-ID, but I don’t like removing traditional human interaction. Kind of like how I love 5G cellphones and hate that they keep removing services like landlines and 2G. Low-tech is vital sometimes.