VetOfTheSeas
k0e3And from what I understand they have to go to a specific store that accepts the membership card to get the “discount,” right? I don’t think they can use the membership card in every store.
Does it also matter if they’re in their home state or not?
It can, depending on plan. Mine covers emergencies everywhere in the country regardless of in my state or not. But I better not need a normal dr appointment on vacation.
Though medication can be pretty easily accessed using a national chain like cvs or walgreens.
Thank you for the clarification. So you really have to shop around for the right insurance, I guess? Or maybe it’s all tied to your employment. Can you have something from your employer and buy another to cover what your employer doesn’t?
It’s tied to your employer, you still pay though. So you’re kind of forced into your employers healthcare at a slightly reduced rate. If you can afford supplemental coverage it is an option. You can also pay for private insurance and opt out of your employers, but you are required to carry some coverage and if you do not have any, you are typically forced to accept what your employer offers. And most people struggle to afford private coverage which can be way more expensive, especially so if you don’t qualify for affordable care which is loosely regulated by the federal and state government. It’s a mess…
Depends on the employer. I pay pretty much nothing out of pocket on my insurance, but I’m not on any meds, and my therapy is making you all suffer.