I’m kinda in the same boat as you I think. Currently still using win10 and waiting it out, till either windows becomes decent or I switch to linux.
Currently considering linux because I don’t game as much anymore, but kinda too lazy to switch till something breaks.
If you’re curious, then I would recommend you play around with Linux before something breaks. It’s a horrible experience to have to scramble to figure out what to do when you’re tight on time - better to learn the lingo first, so that when something does break, you can switch with no learning curve.
Plus, you might end up really liking Linux anyways. That’s kinda what happened to me 2 years ago, I’m not honestly sure why I haven’t tried Linux sooner