PSA if you do business as an artist or pay/tip others. Since another one of my friends got one of their accounts banned on a platform needed for income, please remember these things:

If you are an artist and create invoices, via for example Paypal, only ever put "art commission" or similar onto them. Do not give them any further information.

If you pay or tip an artist, only ever put your nick/name, transaction ID or agreed text into any description field. If nothing is needed, put nothing there.

Do not link websites or social media accounts that remotely contain nsfw material on your income platforms. It sucks, but it's not worth it.

Do not ever use a Payment/income platform's messaging service to discuss a commission or send media over it. Use something that is completely unrelated and don't "connect" these services unless absolutely necessary. If they are connected, use something else to talk about the work. Things you can use safely include Matrix and Signal.

And finally, if you need to share large files/media, do not use stuff like Google / One / Whatever drive. There are things like wormhole to send larger amount of data encrypted. If you absolutely need to use a corporate "drive", encrypt the files you share there so they can't "scan" it while it's stored there.

These things also do not only apply to nsfw art commissions. Who knows what payment processors will object to tomorrow or what some "ai" algorithm scanner will flag as a ToS violation. And be aware that anything you talk about on non encrypted platforms, will be scanned by the operator of it.

@keeya I never will understand their problem and why they make it so hard for us. They get Money from us and would better worldwide payments exist I would leave paypal.
@fennek @keeya it's basically a duopoly of two very old very traditional American companies - Visa and Mastercard. All of the intermediaries, PP included, derive their rules from the pretty strict requirements of the duopoly.
@pq1r @fennek As I understood it those two didn't even have an issue with it per se unless it's illegal content. But with the fascism rise I feel it's almost every company trying to bootlick to get the most favorable look onto them and be out of "scandals" important to those fascists.

@keeya @fennek they had a long running battle against porn and sex work.The Mastercard rule book article 5.12.7 (2) says:

A Merchant must not submit to its Acquirer, and a Customer must not submit to the Interchange System, any Transaction that is illegal, or in the sole discretion of the Corporation, may damage the goodwill of the Corporation or reflect negatively on the Marks. The Corporation considers any of the following activities to be in violation of this
Rule:
...
The sale of a product or service, including an image, which is patently offensive and lacks serious artistic value (such as, by way of example and not limitation, images of nonconsensual sexual behavior, sexual exploitation of a minor, nonconsensual mutilation of a person or body part, and bestiality), or any other material that the Corporation deems unacceptable to sell in connection with a Mark.

"Corporation" refers to Mastercard and "Mark" refers to the Mastercard various trademarks.

@pq1r @fennek It does not cover all pornography though as I would interpret it. They specifically mention illegal imagery or actions.

Not trying to defend them but by that just some random nude art wouldn't be covered. Yet all the platforms out there go out of their way to ban ppl for it.

It's also deliberately very vague I assume, so they just use it for everything they don't want.