With Dirt Rally, you get a pretty damn good simulation experience for a fraction of the cost, a minimal time investment, and zero of the risks. All you need is a PC and a decent steeringwheel.
Ice racing is super fun if you live around frozen lakes. They usually have stock class and you can’t really mess up your car. Plus it’ll get you around the scene. All you need is a motorcycle helmet. They usually will lend you one or someone from the rally will. Everyone is super friendly. The spike tire class is always interesting