all security people forever: never enter your password on a different site

services nowadays: give your bank password to this sketchy third-party data harvesting company to enable payments

so the service I'm posting about (#Yardi) has a secret override where it says "you only have 3 attempts to add a bank account!!" but what it really means is if you try 3 times (but just cancel without logging in to a bank) then it stops trying to get you to use the sketchy third-party data harvesting company and lets you use the normal routing number + test deposit method
there should be a company like Privacy but instead of virtual credit cards it would let you generate virtual checking account numbers, and then set monthly withdrawal limits etc
apparently you can sorta use cashapp for this, but not in an automated way https://www.reddit.com/r/personalfinance/comments/z3fsjf/comment/ixlz6ie/