@vkc i usually have physically a debit and a credit card with me, but I pretty much exclusively pay using my phone. Same with an ID, I usually (not always) will have it in plastic, but I’ll use my phone to ID myself anyway
@nrab oh that might be part of it for me, too: we don't have any form of digital ID where I live (US) so I need a physical ID card for enough transactions to where I don't leave home without it.