@vkc No. That's because, for many years, I've left my wallet at home for six days each week, finding it saves money, prevents overdrafts and deters expensive habits. Folk recovering from certain addictions may be familiar with the tactic.

I like to carry my phone, however, because I sometimes get useful calls.

And so, though I could turn my phone into a wallet, conveniently controlled by a whimsically evil corporation, I've not yet persuaded myself it would be a good idea.