Reach out and spend wads of money on someone. Its cool he did that but this assumes this is a sustainable means of making friends and it just isn’t.

US society is simply not structured in a way for adults to naturally make friends and it verges on being outright antagonistic to making close friends.

I wouldn’t read it too literally. The answer isn’t treating someone to a theme park visit every time. The point is they got chatting and went with the flow. That’s what it takes. Doesn’t lead to a friendship every time but eventually it will.
The meme does not only suggest a conversation is needed. It implies money is needed. “Going with the flow” in the US TBH probably will cause the average person to spend an irresponsible amount of money. I know because I’ve done that and burned a number of holes in my wallet in pursuit of friends (and intimacy). Sure it works plenty of times, but its not sustainable unless you’ve got plenty of money to burn. Most people don’t.

It really doesn’t make any claims that you need money to do this. You could do this with a local park or hike.

Money helps broaden your options but isn’t required to chat with people.