I had to think about this for an embarrassingly long time before I realise this was America and they don’t have the NHS. In the UK you should absolutely provide your identity to the hospital, so it can go on your medical record.

Out of pocket visit to the Dr, about $15-$20 Urgent care, $25 -$75 Emergency room, $100-$350

These are JUST FOR SHOWING UP AND HAVING INSURANCE, WHICH WE PAY $1000 MONTHLY. The rest of the bill is charged once you leave, mostly 50% of the remaining services.

Most people with work insurance are paying 40-50 percent, and their cost as an employee is calculated as their wages plus their benefits.