@lea when ya card declines cuz you're a halfpenny short
@lea imagine having the idea for this bit and having to wait six weeks for it to pay off, literally and figuratively
@funkula i assume it's a doctored screenshot because I'm pretty sure these apps have a minimum purchase threshold

if you paid in installments of that size they would most likely get basically none of it after payment fees
@lea @chickfilla nice terms on that loan, no interest or fees
@misterdave @chickfilla those shitty loan apps usually make money by charging the merchant higher fees, users don't really pay any interest afaik

not that i know for sure because I'm financially responsible but that's what i heard