@jnl I'd recommend life jacket, whistle, and paddling around low tide to start (if you get in trouble the ocean is pushing you back in). There's a "120" rule that the air+water temperatures (F, not C) should be 120 or greater. If it's less you should have on thermal protection (wet suit). TBH, if water temperature is <60F you should probably have a wet suit. If "your" estuary is the one I think it is I'd start inside the bridge until you're more comfortable.