On May 14, 2025, #Spectrum will start charging a $5 fee for Auto Pay failures.

Spectrum, " Starting May 14, 2025, a $5 fee will be applied for Auto Pay failures. To help you avoid having to pay this fee, we will notify you immediately if your payment fails. We'll give you three days to update your account with a valid electronic payment method before the fee is applied."

https://www.spectrum.net/support/mobile/auto-pay-information