For every denial of claim, the burden of proof should be on the insurance company. The assumption should be, if a doctor ordered it, it was necessary.

Hard disagree with the following statement you’ve provided to me. Insurance companies are some of the most slimy, debaucherous companies imaginable. To give you an exact story to backup my claim, I was dating my gf and she cheated on me for a black dude. Guess where he worked? Right, an insurance company. How do I know that? The girl was the son of my mom’s sister. The girl tells these secrets to her mom all the time, which relays them to me. Moral of the story always be a few steps ahead when dating someone.