No insurance is mandatory.

That’s just not true, at all.

Car insurance is mandatory if you have a car in the us and health insurance is mandatory in many states in the US.

Many landlords require renters insurance, and banks require homeowners insurance.

In my state workers comp insurance is mandatory if you have more than three employees.

Banks are required to have fdic insurance. I’m sure there are many more examples, but that is just off the top of my head.

You aren’t forced to have any of those things.

Define “forced to”